Browse all Mortgage types
First Time Buyer
A first-time buyer mortgage is a type of home loan specifically designed for individuals who are purchasing a property for the first time.
Re Mortgage
A re mortgage, is the process of paying off an existing mortgage with the proceeds from a new mortgage using the same property as collateral.
Homemovers
A home mover mortgage is a type of mortgage loan that is intended for individuals or families who are looking to purchase a new home while still owning and paying off their current home.
Second Home
A second home residential mortgage is a loan used to purchase a second residence, typically for vacation or other reason which is allowed by the lender.
Self Employed
Self-employed individuals may have a more difficult time getting approved for a mortgage. Lenders may require additional documentation such as tax returns, LTD company accounts and business bank statements.
Right To Buy
Right to Buy Mortgages help turn tenants who live in Housing Association or Council Homes into home owners and put them in a great position for the future.
Shared Ownership
Shared ownership is a type of home ownership where a person purchases a portion of a property and pays a rent on the remaining portion and typically a service charge.
BUY TO LET
A buy-to-let or LTD Company buy-to-let mortgage is a type of loan specifically designed for individuals or companies who wish to purchase a property with the intention of renting it out to tenants.
Regulated BUY TO LET
In the UK, regulated buy-to-let typically refers to a situation where a landlord purchases a property with the intention of renting it out to a family member, who will use the property as their primary residence.
HMO & MUFB’s
House in Multiple Occupation (HMO) – a type of rental property that is shared usually by three or more unrelated tenants. Multi-unit freehold (MUFB) – any group of independent properties are listed under one freehold title.
Specialist
Getting a mortgage can often be more difficult due to the complexity of each individuals borrowers circumstances. This can be due to a number of factors either with the individual or property to be mortgaged.
Expat
Getting an expat mortgage can often be more difficult depends on their background and the country they now live in. This can be due to a number of factors either with the individual or property to be mortgaged.
Who we are Mortgages – Unlock your dream home
Rogers Finance has helped many customers secure mortgages so you know you are in capable hands’.
Whatever mortgage you are looking for our services is reliable and always matched to your own personal circumstances. We’ll put you in touch with impartial advice from an expert mortgage advisor who will help secure you the best loan deals available. Whether you want to buy a first or new home, remortgage your current property, borrow more or buy to let – we’re here to help.
Property finance loans Other Property Finance We Can Help With
No matter what loan you are looking for we will do our best to help. Whether you need personal or business loans we will do our best to find the right option for you.
- Secured Loans Second charge loans, also known as secured loans are called “second charge” loans because they take a secondary position behind the first charge mortgage on the property.
- Bridging Loans Bridging loans are a type of short-term financing used to “bridge” the gap between the purchase of a property and the securing of long-term financing or alternative methods to repaying the capital initially borrowed.
- Commercial & Development Finance A commercial mortgage is a type of loan used to finance the purchase or refinance of a commercial property, such as an office building, shopping centre, or apartment complex. Development finance mortgages are a type of mortgage that are typically used to finance the construction or development of property build projects.
- Lifetime Mortgages A lifetime mortgage is a type of equity release mortgage that allows homeowners to borrow money against the value of their home, while retaining ownership of the property. The loan does not have to be repaid until the borrower (usually the homeowner) dies or moves out of the home permanently.
Testimonial
“Excellent service from Mortgage and Protection Adviser George and the team. Handled my challenging case with great professionalism and a genuine empathy for the customer. Always available and an invaluable source of information. I can’t thank you all enough. Highly Recommended.”
“Very helpful and always contactable. Great service and constantly chased the lender for updates.”
“Great service! Had a lot of trouble with my mortgage but George made it happen for me.”
“We are extremely happy with the service given by George Rogers. It was a very difficult job for George due to our circumstances, but he didn’t give up (where other companies did) and found a mortgage and life cover for us. He kept us up to date at every step and explained everything in detail to make sure we understood.”
We are extremely happy with the service given by Geoge Rogers. It was a very difficult job for George due to our circumstances, but he didn’t give up (where other companies did) and found a mortgage and life cover for us. He kept us up to date at every step and explained everything in detail to make sure we understood.
We are extremely happy with the service given by George Rogers. It was a very difficult job for George due to our circumstances, but he didn’t give up (where other companies did) and found a mortgage and life cover for us. He kept us up to date at every step and explained everything in detail to make sure we understood.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage
repayments. A buy to let mortgage will be secured against your property. Some types of buy to let mortgages are not
regulated by the Financial Conduct Authority.
